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There are many different types of housing in your community. Some types of housing are affordable for people with low incomes and some are not.
Once you know how much you can afford to pay for housing, then the next step is to learn about the types of housing are available in your community and determine which type will work best for you.
Permanent supportive housing units rent at 1/3 of your income. There is no minimum income requirement to apply for this type of housing.
This is barrier free housing meaning that people are accepted who have poor rental history or other barriers to housing.
There are often support services offered at permanent support housing properties.
Ask your local housing agency about Permanent Supportive Housing units with rents at 1/3 of your income. In Lane County, Oregon your local housing agency is Homes for Good.
Permanent Supportive Housing units usually have long wait lists. Getting on the list in advance of when you need housing is important.
Affordable housing units offer reduced rents to people with low income. They are typically anywhere from 20% to 50% less than equivalent units on the commercial market.
Affordable housing units are usually available through local non-profit housing agencies, like St. Vincent de Paul, or your local housing agency, which for Lane County is Homes for Good.
Proof of income that is at least 2 to 3 times the unit rental amount may be required to qualify for these units.
Affordable housing units usually have long wait lists. Getting on the list in advance of when you need housing is important.
Private community landlords and rental companies offer rentals at the current market rate.
If you have adequate income there are many choices available.
Proof of income, no criminal background history, and a good rental history is usually required for these units.
These units can go fast once advertised so it is important to have all of the information needed to apply in one place.
Be ready to fill out an application as soon as the unit is advertised.